First of all, there is no way to insert or attach a photo to your post the way you would in an e-mail. Instead, the photo must be hosted elsewhere on the web, so we can link directly to the image.
Photobucket.com is a site set up for that very purpose (and it's free
Now for that how-to.
If you have a Photobucket account, go to the photo you wish to post in your album. Beneath the photo, there are three boxes containing code....the one to use here is the bottom box, marked 'IMG Code'. Copy the contents of that box into your post.
It should look like this (without the asterisk...I added that to stop the photo from showing up!) -
[img]*http://i114.photobucket.com/albums/n258/MadLucy1/foresthills.jpg[/img]
When you click 'preview', the photo should show up. If it does not, go back and make sure that the entire code is there and unbroken.
To post a photo from another website, you need the photo's URL address. To find it, right click on the photo itself (not elsewhere on the page), and select 'properties'. Copy the URL address.
When composing your post, look for the 'Img' button under the subject line (second from the right
Hope that helps!
Good luck everybody, and keep the baby pics coming!